Centum

My Services are Also Available in Mandarin and Cantonese Languages

KC Lim

K.C. Lim
Mortgage Agent
Tel: 604.377.0921
CENTUM Pacific Mortgages Inc.

Home Equity Loan Canada

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Lowest Rates in Canada
FOR THE MOST UP TO DATE MORTGAGE RATES,
PLEASE CALL K.C. LIM
AT (604) 377-0921
We have the best rates on a wide range of products.

Contact Centum


By Mail

Centum Pacific Mortgages Inc.
1385 Homer St
Vancouver, BC V6B 6A7

By Email

kc.lim@shaw.ca

By Phone

604-377-0921

All e-mails received by 5:00PM (PST) Monday through Friday are answered the same day.

home equity loans canada

Home Equity Line of Credit - Canada

HomeOwnersBC – specialize in providing home equity line of credit in Canada helps you to get your money you need at lowest interest rates.


In most cases, when one wants cash, one turns to the amount saved in the home. It’s a common practice when one needs urgent cash, and when one does not want to spend long hours searching out for other credit facilities, work out repaying options and analyze the interest rates. One usually starts considering home equity as a safe and instant way of availing urgent finance. If your credit ratings are good, and your existing mortgage is in “good shape”, it appears to be a very good option.

Home equity and your home

Canadians buy their houses for a variety of reasons. For some the primary reason might be to “own” their home, and for others it might be a permanent investment in an asset which can be utilized in various ways in the future. Whatever the reason may be – Canadians want to have homes, and profit from it. When one requires cash for various reasons, and if the requirement is moderate or big, turning to home equity might be the best option. If your credit ratings are good, and if you need cash to start a new business, home equity loan at low rates in BC Canada would be the best option since you end up availing reduced interest rates and favorable repayment plans.

People need cash for a variety of reasons – to pay medical bills, to end credit card debt, to pay college fees, go in for home improvement, etc. Generally these types of requirements entail bigger cash amounts. As per government records and studies, each year Canadians draw out billions of dollars through home equities to satisfy their cash requirements. It’s important to work out your home equity requirement carefully and Homeownersbc - Canada base mortgage company can help you get the right amount of home equity through your home equity line of credit, to meet your financial needs. 

Getting your home equity from Homeownersbc

With the wide assortment of options and features available today for mortgage refinancing or debt consolidation shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers so it's wise to get advice from a Homeownersbc Mortgage Professional that will represent you and ensure the mortgage you get is the one best suited to your needs.

Find the right mortgage refinancing or debt consolidation for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork.

Plus, Homeownersbc Mortgage Professionals are compensated by lenders, and in most cases we offer our services free of charge to our clients. Get your home equity loans from Homeownersbc now!