about refinancing

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Contact Centum

By Mail

Centum Pacific Mortgages Inc.
1385 Homer St
Vancouver, BC V6B 6A7

By Email

kc.lim@shaw.ca

By Phone

604-377-0921

All e-mails received by 5:00PM (PST) Monday through Friday are answered the same day.

Mortgage Refinancing

Is your mortgage affordable?

Do you find your mortgage affordable? Are you finding your monthly payments affordable? Homeownersbc can help to structure and reduce your mortgage payments and make it affordable for you at our low interest rates and at a convenient repayment schedule of your choice. Availing mortgage help from us would be your best option in saving you money.

What is a mortgage refinance?

Refinance home mortgage loans provide ways and means to make your current mortgage easier to redeem and pay off sooner. In a home mortgage refinance, the existing loan is renegotiated for lower interest rates, attractive loan terms, and subsequently a new loan is initiated after closing the existing one.

Advantages of a mortgage refinance:

A home mortgage refinance loan provided by Homeownersbc offers a number of benefits, depending upon how well we have negotiated on your behalf with the lender. Some advantages are:

• Reduce your monthly payments
  

  It’s possible to reduce your monthly installments with an affordable low refinance home mortgage rate and extended amortization.

• Restructure your mortgage
  

  Adjust your existing loan terms and conditions so that they are more affordable and sustainable, and help you easily pay off the mortgage.

• Decrease the loan term
  

  Reduce your financial liability by reducing the loan term and become encumbrance free sooner.

• Consolidate your debts
  

  Combine various debts and loans into one affordable payment through a mortgage refinance loan in Canada offered by Homeownersbc.

• Avail additional funds
  

  Refinancing also helps to avail additional funds from the equity of your home which can also be used for a number of other reasons.

When should refinancing be done?

Home refinance in Canada would be ideal when you are currently in a mortgage term with a higher than current going market mortgage rates. In such cases, the best option would be to avail the mortgage refinancing services offered by Homeownersbc. If you want to draw available equity from your home for additional funds for renovation, debt consolidation, investments or big item purchases, home refinancing in Canada could also be your best option.